According to the Identity Theft Resource Center, in 2014 783 cases of breach of security and personal information were reported. That put in danger more than 82 million consumers and even more businesses. From the 783 leaks, 43 of them were connected to banks and credit cards, revealing personal information of economic nature with the victims being more than 1.1 million individuals.
Even though big businesses, financial institutions and professional merchants consider the preservation of their personal financial information a top priority for years now, consumers need to follow this behaviour in order to avoid the growing electronic criminality of such nature.
So with no further ado, here are 3 basic tips that anyone who wants to be safe when accessing personal data should follow.
- Get a MobileWallet: The Mobile Wallet takes away all the anxiety you might have during your money transactions. PayPal offers its members one of the safest and most trustworthy Mobile Wallets worldwide, where all kinds of transactions are monitored at all times – and in real time – and also all transactions are secured with the use of advanced cryptographic (encrypted) methods.
- Choose the most secured payment methods at all times: When someone wants to make an online purchase usually worries about the risk of personal data and credit card information being leaked and forgets about the rest payment methods. There are companies that work as the middleman in an online transaction between two or more parties. That way all parties remain safe as no personal information get public or even known to any of the other parties. A few popular companies that provide such services are PayPal, Skrill, paysafecard, wire transfer and WebMoney.
- Use more passwords: Most of the online money transactions can now be done from your smartphone. Mobile Wallet might keep you safe from the online criminals but what happens if the real life criminals get your phone in their hands along with every personal data you might keep in there? For that reason make sure that you use a few extra passwords to prevent unwanted access to sensitive information.
For those of you that have read all the 3 tips so far, here is one more bonus tip. Always make sure that the site you are dealing with is safe and not a phising site that makes you give away all your personal information without even knowing. An easy way to check the site is by taking a look at the url. All addresses start with http (hypertext transfer protocol). The s letter at the end (https) indicates that the website provides an additional level of security features.
Follow those tips and you will surely have the most chances of staying safe while making online transactions of any kind.
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